Doubling Our Impact: Why Our Financial Services Matter to You
Buying a home can feel like preparing for battle. With so many people asking you for documents, bank statements, signatures, and pushing their own agendas the noise becomes overwhelming and buyers can lose track of their own goals or limits.
The team at the Welter Group cuts through the chaos to simplify a complex process, always keeping the client’s best interest in mind.
One of the keys to providing this elite experience is offering the option of handling both your real estate transaction as well as your financing. Stephanie Welter is both a licensed real estate agent with Keller Williams Success Realty, and a mortgage loan officer with Clearpath Financial, a combination that is almost unheard of. While clients always are encouraged to shop around for the best financing options, when they do work with The Welter Group for both, the process becomes infinitely less complicated. When you choose The Welter Group for both real estate and loans, we will:
- Work directly with you to determine what you can comfortably afford and advise on ways to improve your situation;
- Eliminate miscommunication between lenders and your realty team;
- Work with multiple lending institutions to find the best deal and lowest interest rate because Stephanie is a broker, and does not work for one bank;
- Only show you houses which fit in your budget, a common mistake when realtors do not understand preapprovals are based on a monthly number not sales price;
- Save valuable time by cutting one link out of an already crowded real estate chain
Stephanie wanted to streamline the experience for her clients and offer clarity, peace of mind, and a more holistic experience.
In addition to being a realtor, Stephanie took the extra steps to become a licensed loan officer. She is fully qualified to handle all the financial aspects of a real estate transaction including procuring the mortgage loan and making sure the deal goes through all the proper channels without a hitch. She stays current on the ever-changing banking and financing laws, and understands the nuance involved in calculating a person’s income and qualifying their employment history.
But Stephanie goes deeper than that. Her goal isn’t just to get you into your dream home. It’s to make sure once you’re moved in, and for years after, you can live there comfortably without being burdened by a mortgage that does not fit your needs. She works one-on-one with every client to determine what’s in their best interest.
“ I like to tell people, ‘let’s have a conversation,’ versus stressing them out about what they can and cannot do, because it’s an extremely nuanced process,” she says. “ I sit down with people and go through their finances without judgment, to see exactly what they can afford, or what they need to do to get into the house of their dreams. We can talk about which credit cards to pay off, or which can be left alone for maximum positive impact.”
Furthermore, Stephanie is an independent mortgage broker, not an employee of a bank. This means she can work with multiple banks to find competing rates, which usually equate to lower interest rates and a better deal for clients.
Partnering with the Welter Group means there’s one, clear line of communication; from deciding together what you can afford, to securing your pre-approval, to finding properties that fit in perfectly with what you want and what you can afford.
In today’s market, time matters. Once you find your dream home it’s important to move quickly to put down your offer. By creating a one-stop-shop for your mortgage broker and real estate agent, The Welter Group saves valuable time and eliminates costly back-and-forth. You will know for sure the homes you see are ones that suit you financially, and we will be able to move much faster to put down an offer.
In every aspect of our work, we center our client’s goals and best interests. This includes making sure your financial realities match with your dream home. We’re looking forward to working with you and walking with you through a clear path ending in the home you’ve been dreaming about.
